1. Implement know your customer policies (KYC) Identity Verification: Confirm the identity of all customers by collecting necessary information such as passports or national ID cards. Continuous evaluation Review and update customer data periodically to ensure its accuracy and continued compliance with standards.

2. Monitoring financial transactions and identifying suspicious activities: Using advanced monitoring systems to detect and track unusual or suspicious financial activities. Reporting suspicious transactions: Submitting reports to the relevant regulatory authorities when any illegal activity is suspected.

3. Training and Awareness: Staff Training: Providing regular training sessions to employees on AML/CFT policies and how to recognize and report suspicious activities Internal Awareness: Disseminating educational materials within the bank to enhance awareness about the importance of adhering to relevant laws and procedures.

4. Cooperation with regulatory authorities Compliance with laws: Compliance with all local and international laws and regulations related to anti-money laundering and terrorist financing. International Cooperation with banks, other financial institutions and international organizations to exchange information and assist in investigations related to money laundering and terrorist financing.

5. Governance and internal control: written policies and procedures: We have established clear written policies and procedures on anti-money laundering and terrorist financing and update them regularly. Internal review: Implementing periodic internal reviews to ensure the effectiveness of the procedures and policies followed and to uncover any weaknesses or deficiencies.

6. Advanced technology and systems: At Misk Islamic Bank, we use advanced programs and systems to monitor and analyze financial transactions and detect illegal activities. Data Analysis Applying data analysis techniques to detect unusual patterns in financial transactions.

7. (Enhanced Due Diligence) Procedures: Intensive screening of high-risk customers Implement more stringent verification procedures for customers deemed high-risk based on specific criteria. Follow up on financial activities. Monitor the financial activities of high-risk customers periodically and document them accurately.

8. Freezing and Confiscation Asset Freezing: Executing freezing orders for suspicious assets upon receiving instructions from the competent authorities. Asset Confiscation: Cooperating with judicial authorities in confiscating assets resulting from illegal activities.

9. Periodic Reporting and Transparency: We work to submit periodic reports to regulatory authorities on the measures taken and cases discovered. We are committed to transparency in dealing with customers and regulatory authorities to ensure trust and credibility.

10. Zero Tolerance Policy: We apply a strict zero tolerance policy for any breach of anti-money laundering and terrorist financing laws, and take legal and disciplinary action when necessary.