Murabaha: The bank provides personal financing for the purchase of goods and services through a Murabaha contract, where the bank purchases the commodity and sells it to the customer with a known profit margin.

Ijara: Financing the purchase of assets (such as cars) through an Ijarah Muntahia Bittamleek (leasing ending with ownership) contract, where the asset is leased to the customer with a promise to transfer ownership after the end of the Ijarah period.

Real estate Murabaha:The bank buys the property and then sells it to the customer with an agreed upon profit margin.

Ijara ending with ownership:The bank purchases the property and rents it to the customer with a promise to transfer ownership at the end of the rental period.