{"id":1329,"date":"2024-05-20T22:20:01","date_gmt":"2024-05-20T19:20:01","guid":{"rendered":"https:\/\/blanchedalmond-swallow-549446.hostingersite.com\/?page_id=1329"},"modified":"2024-06-04T13:01:29","modified_gmt":"2024-06-04T10:01:29","slug":"%d8%a7%d9%84%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-2","status":"publish","type":"page","link":"https:\/\/miskbank.iq\/en\/%d8%a7%d9%84%d9%85%d8%b1%d8%a7%d8%a8%d8%ad%d8%a9-2\/","title":{"rendered":"Murabaha"},"content":{"rendered":"
\n\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Murabaha<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

What is Murabaha?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Murabaha is a sales contract in which the bank and the customer agree on the purchase price of the commodity, plus a known profit margin. This type of contract is a legitimate alternative to traditional interest-bearing financing, and is compatible with Islamic Sharia principles.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

How does Murabaha work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Customer request: The customer begins by requesting financing to purchase a specific commodity from the bank.
\nThe bank purchases the commodity: The bank purchases the commodity from the original supplier or seller.
\nThe bank sells the commodity: The bank sells the commodity to the customer at a price that includes the purchase cost and the agreed upon profit margin.
\nDeferred payment: The customer pays the price of the item in specific installments according to an agreed upon schedule.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Advantages of Murabaha<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Sharia compliance: Financing that is consistent with Islamic Sharia principles.
\nTransparency: informing the customer of all details of the cost and profit margin.
\nFlexible payment: the ability to pay in convenient installments.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Why choose Murabaha with us?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Reliable experience: Years of experience in providing Sharia-compliant financial solutions.
\nDistinguished customer service: A dedicated team to help you every step of the way.
\nComplete transparency: There are no hidden fees or unexpected surprises.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Examples of Murabaha application<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Car financing: Get financing to purchase the car you want at a price that includes the cost and profit margin, and pay the price in convenient installments.
\nReal estate financing: Invest in your new home with Sharia-compliant financing.
\nTrade Commodity Finance: Support your business by financing the purchase of goods and merchandise in a Sharia-compliant manner.

\n\nHow do you benefit from the Murabaha Service?\n

\nSubmitting an application: Visit the bank branch or submit your application through our website.
\nSelect the commodity: Choose the commodity you want to buy and inform us of its details.
\nBank approval: After approving your request, the bank purchases the commodity.
\nCompletion of the transaction: The bank completes the sale transaction with you and determines the payment schedule.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Is Murabaha Available for all Types of Commodities?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Yes, you can finance the purchase of most types of commodities through Murabaha, according to the bank\u2019s conditions.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Can I Make Early Repayment?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Yes, you can repay your finance early, and you will be informed of any details regarding discounts or associated fees.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

For more information, contact us or visit one of our branches. We are here to help you every step of the way!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u061f \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0647\u064a \u0639\u0642\u062f \u0628\u064a\u0639 \u064a\u062a\u0641\u0642 \u0641\u064a\u0647 \u0627\u0644\u0645\u0635\u0631\u0641 \u0648\u0627\u0644\u0639\u0645\u064a\u0644 \u0639\u0644\u0649 \u0633\u0639\u0631 \u0634\u0631\u0627\u0621 \u0627\u0644\u0633\u0644\u0639\u0629\u060c \u0645\u0636\u0627\u0641\u064b\u0627 \u0625\u0644\u064a\u0647 \u0647\u0627\u0645\u0634 \u0631\u0628\u062d \u0645\u0639\u0644\u0648\u0645. \u064a\u064f\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0646\u0648\u0639 \u0645\u0646 \u0627\u0644\u0639\u0642\u0648\u062f \u0628\u062f\u064a\u0644\u064b\u0627 \u0634\u0631\u0639\u064a\u064b\u0627 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0628\u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0648\u064a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0634\u0631\u064a\u0639\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629. \u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629\u061f \u0637\u0644\u0628 \u0627\u0644\u0639\u0645\u064a\u0644: \u064a\u0628\u062f\u0623 \u0627\u0644\u0639\u0645\u064a\u0644 \u0628\u0637\u0644\u0628 \u062a\u0645\u0648\u064a\u0644 \u0644\u0634\u0631\u0627\u0621 \u0633\u0644\u0639\u0629 \u0645\u0639\u064a\u0646\u0629 \u0645\u0646 \u0627\u0644\u0645\u0635\u0631\u0641. \u0634\u0631\u0627\u0621 \u0627\u0644\u0645\u0635\u0631\u0641 \u0644\u0644\u0633\u0644\u0639\u0629: \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0635\u0631\u0641 […]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_eb_attr":"","footnotes":""},"class_list":["post-1329","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/pages\/1329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/comments?post=1329"}],"version-history":[{"count":0,"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/pages\/1329\/revisions"}],"wp:attachment":[{"href":"https:\/\/miskbank.iq\/en\/wp-json\/wp\/v2\/media?parent=1329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}