Welcome to the Banking Awareness Section on our website. In this section, we strive diligently to provide you with information and advice that will help you understand the basics of banking operations and manage your finances properly."
A current account is a non-interest-bearing account that can be opened in the main and commonly traded currencies in Iraq, with the option to issue checkbooks. This account is characterized by the flexibility and ease of automated deposit and withdrawal transactions, as well as overdraft facilities. Additionally, the customer receives an ATM card upon opening the current account.
This type of account provides customers with a certain level of interest based on the available balance. There are various forms of savings accounts, some of which can be opened in all major global currencies dealt with by the bank. The customer receives an ATM card upon opening this type of account, but this account does not allow customers to obtain checkbooks
It is a savings account opened in the name of a child under the age of majority, with the aim of managing and saving their money until they reach adulthood. This account has many benefits.
They are a type of savings accounts where money is deposited for a specified period, called the deposit term. During this period, the customer cannot withdraw the funds without prior approval Deposit duration. During this period, the customer cannot withdraw funds without the bank's prior approval, and a penalty is usually imposed in the event of early withdrawal.
Yes, the bank offers such accounts, but if the client is under 15 years old, the presence of a guardian is required to open the account.
The withdrawal is made through the guardian.
Based on our bank’s responsibility to protect its valued customers, we follow the Consumer Protection Guide issued by the Central Bank of Iraq in all our dealings with our valued customers.
Misk Islamic Bank offers a variety of banking services that comply with the provisions of Islamic Sharia
